Public Sector Debt Recovery

Our highly skilled debt recovery team recovers commercial and consumer debts of all sizes for public sector organisations, businesses and individuals. Our services range from high-volume, pre-legal debt collection to formal legal and insolvency action.

Our team is structured to combine the advantages of a cost-effective debt collection service with the expertise of our wider commercial disputes team.

We will work closely with you to achieve the highest recovery rates and best possible outcomes. We aim to recover debts quickly and efficiently without the need for formal legal action, but if insolvency or court proceedings are unavoidable or are in your interest, we have a proven track record of obtaining results.

We are responsive, easy to work with and cost-conscious. We are transparent on costs and offer fixed fees in many cases.


We can help with any aspect of debt recovery including:

  • Pre-legal collection including the tracing of a debtor, up-to-date financial information on a debtor, telephone debt collection and a letter before action.
  • Legal collection including County Court proceedings and the enforcement of a County Court judgment to recover payment of the debt.
  • Insolvency action including statutory demands, winding up and bankruptcy proceedings.
  • Payment agreements including instalment monitoring, chasing defaults and regular instalment assessments.
  • Asset tracing and recovery.

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What clients say

"The team has a good knowledge and understanding of the factors and constraints of public sector work."

Public Sector, East Midlands, Legal 500 2021

"Geldards is efficient, responds promptly to matters raised, and adopts a proactive and pragmatic approach to finding solutions to potential obstacles. "

Local Government, UK Wide, Chambers & Partners 2021

"Very proactive and responsive advice. "

Public Sector, Wales, Legal 500 2021.

"The firm is friendly, agreeable and responsive. They're commercial in their approach to disputes."

Local Government, UK Wide, Chambers & Partners 2021

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